Commercial Finance & Banking

Our commercial finance and banking attorneys understand the landscape impacting regional financial institutions and businesses. Drawing upon vast experience across all facets of commercial finance, our attorneys demonstrate a long history of successfully facilitating large, intricate commercial lending transactions. Additionally, we represent sophisticated real estate lenders and developers in numerous financings throughout the New York metropolitan region.

Our team includes lawyers with real-world business experience inside of the finance industry. These insights afford our clients direct insight and understanding of the complexities surrounding their transactions. Furthermore, many members of our commercial finance team hold advanced degrees in business, accounting, tax, or urban planning. This multidisciplinary knowledge facilitates comprehensive counsel for a diverse clientele in global, national and regional companies spanning many industries.

Corporate Lending

Our commercial finance attorneys represent many of the region’s acquisition and development commercial lenders and institutional financing sources, and also act as local counsel to a number of out-of-state lenders. We assist banks in structuring and closing term loans, credit enhancement facilities, revolving credit facilities, asset-based loans, and multiple currency facilities, and frequently represent agent banks in syndicated multi-bank credit facilities. Our team has significant structured finance experience as well as experience with commercial paper and medium-term note financing facilities.

Real Estate Finance

Our attorneys have extensive experience assisting financial institutions, commercial real estate owners, investors, and developers in structuring and closing complex financing transactions. Paired with deep knowledge of the regional real estate market, our work in environmental, real estate and land use and zoning law allows us to fully serve the broader needs of financial institutions and real estate developers. We represent lenders in connection with letter of credit enhancements for industrial development agency transactions on behalf of lenders. Our understanding of lender liability and creditors’ rights issues allows us to counsel clients on the risks of any particular transaction. We regularly represent real estate developers and owners in obtaining public benefits through industrial development agencies and local economic assistance corporations.

Securities Law

Whether a company is seeking to access public securities markets in an initial public offering or to sell securities in a private placement, the experienced Farrell Fritz team assists with the structuring, strategy, and implementing these transactions. Deeply experienced in equity and debt securities offerings, we counsel clients in underwritten public offerings, private placements, private investments in public equity (PIPES), reverse mergers, rights offerings, exchange offerings and shelf offerings. Our commercial finance attorneys also represent individual and institutional investors in the formation of investment funds, investment in portfolio companies, and implementation of exit strategies.

Clients seek our advice in reporting and compliance obligations under federal and state securities laws, stock exchange regulations and related matters. We guide clients in preparing, drafting and filing annual, quarterly and current reports on Forms 10-K, 10-Q and 8-K, proxy statements, stock incentive and other compensation plans and prospectuses, and various other SEC and regulatory filings. Finally, we counsel clients to establish Regulation FD, insider trading and various other policies, takeover preparedness, proxy contests, and general securities and other corporate law matters.